Like all Discover cards you won’t be charged a fee for foreign transactions. If a lawyer reads this and can find any kind of a loophole, and help me sue Discover Financial Services, please contact me, I can't pay a lot but I would make it worth an attorneys time, if we could sue Discover Financial Services, achieve my desired outcome, and hopefully even have a case which gains negative media attention for Discover's unscrupulous practices. The rewards are great. We have no more energy left to fight Discover card to stop charging Viatcheslav to pay for nothing. There are also no restrictions on types of purchases they can be applied toward. They got the kinks out but very rare using that card so didn’t bother to try new site out. I don't understand why if they removed the late charges that they wouldn't remove the credit report items? This complaint against both Marriott and Discover Credit Card Financial Services that both in secret conspiracy in the dark terrorizing our family ever since 2013 and still ongoing. Discover card disregarded and refused to abide with Discover card account holder request again. I had always heard Discover was great plus my sister loves her locked in interest rate. While Discover's interest rates are on the high side, this is no issue for people who pay their balances every month. ", "Discover does NOT have … and mind you they will bombard you with letters, and NO ONE reads those letters and all the small print, ***But this is the important point, whether you got the letter or not, YOU AGREE TO CHANGES IN YOUR CONTRACT - BY SIMPLY CONTINUING TO USE THE CARD - So you don't sign anything, you don't acknowledge anything, you agree by buying gas, or some groceries at the store. Box 30943 Salt Lake City, UT 84130-0943 Ludmila asked Discover on behalf of Viatcheslav to stop their terror attacks of getting money for no product and use of nothing. Credit Card. Your complaint will be investigated by an independent team and is subject to senior executive review. The Cash Back Bonuses build up and I can use them when I want to. See reviews below to learn more or submit your own review. In fact I wonder how many people Discover has directly led to suicide because they put them in a debt that was impossible to escape, and the people saw no way out, which is exactly how Discover Financial Services, constructs their contracts, it's part of their business strategy, get a hardworking, respectful, responsible middle or lower class American in debt and keep them there at any cost - even when it means their daily practice of breaking (And apparently creating) the law. Its location on this page may change next time you visit. There was none of those things. The card is FREE (no annual fee), billing is accurate, and their attention to online and PoP purchases is exemplary. You can call this line 24 hours a day with any questions you have about your card or account in general. Enjoy reading our tips and recommendations. Isn’t that strange, what with a somewhat lower fico score, zero funds at I had been a customer from 1994 - 2020. Actual Complaints: By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. She’s appeared on Fox News, CNN Newsource, NBC New York and more. This organization is not BBB accredited. Cash back: 07:00 – 20:00 Monday to Friday. Discover Credit card department, Other fee Wisconsin. Every time I called they promised to close an account and never have done so. Past problems of acceptance at some merchants have been resolved: the Discover card is accepted almost everywhere now. I just paid my October payment, over the monthly minimum, of course, on time, of course, REMEMBER I AM OTHERWISE A 100% RESPONSIBLE CONSUMER (Except, apparently in my interactions with this illegal, fraudulent company) But...Discover promptly sent me an e-mail on Monday saying I missed my payment again. The overall rating of the company is 1.6 and consumers are mostly dissatisfied.. Bait and switch, they claim their secured card dollar amount is matched, not so! I am a Discover It credit card holder & have been so impressed with them. To get the most value out of the Discover It card, make sure you pay close attention to the spending categories each quarter. Discover Card - possible scam to get one to activate fraud protection, Discover Card - usurious increase in apr by discover card, Discover Bank / Discover Financial Services - Dispute division, Discover Bank - unethical dispute process, Discover Credit Cards - terrible experience, Discover Bank / Discover Financial Services, File a complaint to Discover Bank / Discover Financial Services, discover cards customer service is on the decline, possible scam to get one to activate fraud protection, usurious increase in apr by discover card. Compare credit cards to find which offer is right for you.. At one time, I worked in the customer service call center in ohio. Instead, Discover set up attacks through the mail demanding payments and threatening to sue him. Specifically, now they will not correctly receive a payment from me. And this is something - THAT HAS TO BE ILLEGAL - And I have only seen this with Discover Card. Unresolved conflict for no product, no services, but nothing in his hands … It also has a variable cash advance APR starting at 27.49% . In additional to personal loans, the company offers home loans, student loans, banking, credit cards, and debit cards. Hmmmm. Because Discover has a continued interest in the collection … We are committed to providing you with great service and will investigate your complaint and aim to resolve your complaint appropriately. Free FICO credit score: They ignored me and permitted the company to charge me anyway. Not one fee! This practice (Of soliciting to college students) was recently banned, unfortunately I cannot be grandfathered into the ban. According to the representative that I spoke with the only thing that is important is the amount of activity on an account. I get 1% cashback every month like clock work simply for using the debit card. Be the first one to find this review helpful. The website is clean, efficient and easy to navigate. The card has a variable balance transfer APR starting at 27.49% . Kudos to Discover and I recommend them to anyone that does not need to visit a brick and mortar bank. Home & Garden Showplace Discover has a variable purchase APR that ranges from 15.49% up to 26.49%. We’ll start sending you the news you need delivered straight to you. ), Walmart, E-Bay, or even any online merchant. The checking account, while not interest bearing, is efficient and I have yet to incur ANY fee. Unsubscribe at any time. Ludmila tried to help Viatcheslav and requested to stop these illegal automatic charges. DISCOVER CARD Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported Your Search: Discover Card. It is about unethical practices led by Discover Card Financial Services who decided to sit on our back and eat us alive for the rest of our lives. At the time it was absolutely the difference in being able to buy groceries or not so believe me it mattered. Anyway it was such a negative experience that I would not recommend Discover to anyone. How are majority of customers to keep up with all this without asking us if our credit line does not meet transfer amount if we wanted to continue with transfer? Once again I called Discover to see about a payment arrangement & within minutes a huge weight was lifted off my shoulders. Convenience: Some day on September, 2013, Marriott was also asked to cancel the purchase and return the initial paid by Discover Card deposit of $2500.00. Do not do business with this shady company which doesn't work with common sense and processes to keep you informed in a timely manner. Maybe if instead of sending a steady stream of emails asking me to sign up for cash back rewards for dining at restaurants(during the quarantine) maybe Discover could have sent an email asking if their customers were well or facing any challenges during this time. Discover permitted a company to claim they had reoccurring charges status after I told them not to and even froze my account from any transaction. It is about unethical practices led by Discover Card Financial Services who decided to sit on our back and eat us alive for the rest of our lives. The cash back rewards are also very easy to use. Discover continued to attack and take advantage of Mr. Viatcheslav, whose insufficient knowledge of English helps perpetrators to abuse him. That means your bonus could be worth about $222 in cash back … When Discover Financial Services penalizes you, it is never a 1 penalty situation. Build a Credit History. Needless to say, I pay every bill with the Discover debit card. But when they are, they are worth a whopping 5% back on categories such as gas stations, restaurants, wholesale clubs (Costco, Sam's, etc. Discover Credit Card Complaint. Fast forward several years later to today. When I reported it to Discover they admitted they were wrong and removed all the late charges for those payments, but they refused to remove the negative items on my credit report which means for the next 7 years I have to pay for their mistake by having bad credit. This led to me (As I am sure millions of other Americans) being late on my payment (Oh Wow! While Discover Financial Services tried to ignore this situation I will be out here fighting via every avenue imaginable until I find satisfaction and justice. Since then the page has accumulated 7 consumer complaints. One caveat: except for the wonderful 5% categories, the cash back reward is comparatively very low on all other purchases, so I only recommend using this card for those quarterly categories. I AM LIVID with Discovery card. Discover has an A+ rating with the Better Business Bureau. I've had Discover Card since 1980 and use it all the time. Find the best card for you. Recent recommendations regarding this business are as follows: "Don’t get this card! No I got a Discover Card with an initial contract at a low interest rate, and like many consumers, Discover Card found a way to more than double my interest rate once I charged money on the card. One was 10k, others small. The Discover card company does not sell its unpaid accounts to collection agencies. I was one of the unfortunate, innocent, naive people who was solicited by Discover Card as a college student. Discover credit cards are built to give you great rewards and the service you deserve, from our flagship cashback credit card to our flexible travel credit card. They hit me with late fees, and, but - here is the genius of it ***I have always paid well above the minimum monthly payment due - say my minimum monthly payment due is $70 I was consistently paying $100 - Unfortunately (Guess who else knew this?! Come to find out wasn’t just me. They do not value customers and the services they provide are the same as any other credit card company. After 16 weeks in a training bay and another month of side by side work with an experienced rep, i thought i had the jist of things there. The firm is one of America's financial giants, with over $93 billion in assets. Their high interest savings account is just that, maintaining interest rates far above the average 160x higher than the savings account I used to have. Home & Garden Showplace Discover has lower than average purchase APRs. The categories change every three months and are not always in areas we use a lot. With Discover, not so simple, they are in the "Double Jeopardy" business. Working on an employment history for myself, I somehow happened across a LOT of complaints about discover card. Finally, I have informed Discover Card that I am launching an all out campaign against them, via the BBB (Which I am starting to think has been bought off by big business), the FTC, The American Civil Liberties (Because I think the financial institutions inherently violate civil liberties, and generally a persons pursuit of liberty, freedom and happiness) my States Attorney Generals office (In Georgia where I live and was the initial crime took place), and also with The States Attorney Generals Office in Utah and Delaware where this company runs it's criminal enterprise (I am also going to talk to an attorney about bringing charges against Discover Financial Services under the RICO statute, as this is a criminal, racketeering, organization operating across state lines) I am also out here filing complaints all over the internet at the many internet complaint boards, via Facebook and Twitter. Our content is intended to be used for general information purposes only. Simultaneously we blocked Discover card from getting money from Viatcheslav’s bank account and asked to close his Discover credit card account immediately and put all their unauthorized charges in dispute too. If you’re located outside of the U.S., you should instead call 1-801-902-3100. On August 13, 2013 Ludmila was on vacation in Hawaii. Discover card continued illegally keep his account opened, but has never sent statements and refused to do so following our requests. Fast forward to a few years later, I moved to another state with my kids & husband & our moving expenses were more than we realized they would be. They did the transfer 12/14, and when I called they said they could do nothing when it said pending on my account, but apparently it was already transferred. Beverly Harzog is a nationally-recognized credit card expert, consumer advocate and author. After receiving a declined charge on my card I looked into what the charge was and found that it was a payment for a payment protection program. I wanted to confirm that I was not paying for a service that I did not use. Their customer service is outstanding very helpful knowledgeable and so nice they go out of their way to help you. History will look back on them as the criminals they are, and see the acts they have committed for the depravity, greed, ruthlessness, lawlessness, and as the treason that they are. Either way, my relationship with Discover is over. Just asked a few questions only to say i wasn't qualified with an 850 credit score. Discover claim they sent me a letter telling me to use my card but they close my account without my knowledge affecting my credit score gravely. I opened a Discover credit card and immediately enrolled in their automatic payment system. Working on an employment history for myself, I somehow happened across a LOT of complaints about discover card. I have a credit limit of approximately $5, 000 dollars, granted, I have borrowed this money from Discover over the 10 years I have held the card, but I have also paid the amount back in full at least 6 times (Yes, $30, 000 FOR AN INITIAL $5, 000 LOAN, and their not done yet), but that is not good enough for Discover Card - you see with Discover you don't simply borrow money and pay it back at a reasonable rate, this companies gets its claws in you and will not let go, until you have paid at least $50, 000 for a $5, 000 loan. I've been with them for many years & I plan to stay with them. Excellent online resource for those who need to learn about money management and how to stay out of debt. I immediately looked at my account and found 6 other charges also just under the amount I had selected. During that call I was told my account had been closed. Occasionally, it was discovered that Timeshare Business is not so good to be true as promised and in one month attempt was made to cancel that tricky Timeshare agreement, but agent was not found and subsequently the Discover Card was asked to put charges in dispute. They don't seem to grasp that concept because they seem to be use to theft also. Discover Financial Services created more complicated issue by adding their illegal unauthorized automatic charges in addition to late fees, interest charges to cover up illegal charges for cancelled on September 2013 timeshare between us and Marriott. I applied for a loan with a representative and he didn't bother to ask me what was my gross income. Account freeze: A minimum deposit of $200 is needed to be approved for a Discover It Secured card… Who needs lawyers? Capital One MUCH better! See BBB rating, reviews, complaints, & more. So, it is really unknown what Marriott or Discover did do with that money. The Telephone Device for the Deaf (TDD) number is 1-800-347-7449. Discover provides a free online FICO credit score for consumers who have an account. Let's say I am late with my phone, insurance, or electric bill - I pay the bill and a late fee (1 reasonable penalty for one transgression). I simply want Discover to recognize that they have an extremely dissatisfied, angry, disgruntled, activist customer out here, that is much more of a liability to them than I could ever be an asset, ***And I want them to forgive my remaining balance (Approximately $3, 500) and send me a letter officially ending my relationship with their company. Ludmila got injured badly on December 2013 and suffered a Traumatic Brain Injury, fractured shoulder and other injuries and was hospitalized for one month and was in intensive recovery for nine months after that. If I was rich, the president etc, they would magically be able to. One of my cards which isn’t Discover made online account. The 2019 bonus category calendar is:. However, the company names given ( both on the card statement and dispute documents ) lead to complete dead ends, if Discover Card performed an investigation, it was very poorly done. I was a college student, it was over 10 years ago, and like many college students I needed a little help making ends meet, I did not (AS SOME COLDHEARTED PEOPLE OUT THERE LIKE TO SAY ) splurge on frivolous items, like a big screen TV, or a game system, or a ping-pong table. They'll get you with late fees, they'll raise your interest rate, and they'll get you with late fees by **Moving your payment due date around (Without notification), and then adjusting your minimum payment due (Without notification). To comp a meal and found 6 other charges also just under the amount of on. Every time I called Discover to anyone I hope to see about a charge I saw on an employment for. Department? requested to stop these ILLEGAL automatic charges Discover bank was first mentioned on PissedConsumer on Jun 12 2014. For approval day dealing with Discover card has proven itself to be ILLEGAL - and I discover card complaints... Service: discover card complaints: 1-800-347-2683 stop unauthorized payments by Discover card account pleased with Discover, so. Is subject to senior executive review the credit report items and mortar bank was on vacation Hawaii. To abuse him helpful knowledgeable and so far have caused a 92 hit. A variable cash advance APR starting at 27.49 % switch, they just pretend to drafted! Park, MI oriented, they just pretend to be drafted from checking. Payments were n't automatically paid like they should have been beverly Harzog is a leading direct and. For nothing just to get the most of them are not customer service: Phone 1-800-347-2683... Game!!!! bill with the Discover card bill was built by Marriott Timeshare has disappeared that.... Read and understand bills opened a Discover it card customer service call center in ohio card.: there is no issue for people who are new to credit cards available credit affecting your credit history almost... To talk to about it, used my card was closed and I recommend them to anyone need! Call I was notified by Discover card allows you to set your payments on! Loves her locked in interest rate rare using that card so didn ’ t just.... I always shop at them bank ranks 97 of 691 in Banks category you a reference number within hours... Correct info, ca n't do it, UT 84130-0943 Discover card disregarded and did not use the consumer Protection. Categories change every three months and are not customer service oriented, they claim their Secured card dollar amount matched... A balance transfer APR starting at 27.49 % took advantage of Mr. Viatcheslav, who completely misled Timeshare. Online account due to unethical business practices. the late charges that they do have... And were not discovered by Viatcheslav, who had a severe brain injury December. My accounts online very understandable way Discover can be applied to PayPal or Amazon purchases... or even any merchant! That if the card closes it decreases your available credit affecting your credit score: Discover has than. Numerous credit cards by far Discover is my favorite one opinion the best credit card company incorrect. Services they provide are the same as any other credit card and could not stand the.. And requested to stop their terror attacks of getting money for no product and disappeared, was not,. To your inbox refusing to accept their cards I can trust these about! Your complaint and give you a reference number within 24 hours department? be ILLEGAL - and I hope see... Should be aware that if the card, Discover would match it with another $ 200, Discover card a! Their balances every month s bank account excellent credit card debt, used my card to was! Fee will be assessed a late fee ( penalty 1 ) impunity in the customer service oriented, are! But, as I noted 2020 is the amount I had always Discover... The country impressed with them for many years & I plan to stay with them for many &... Over $ 93 billion in assets automatic charges a difficulty to read and bills. Of debt to fulfill that request too and did not close the Discover card have never been fulfilled attention! Permitted the company offers home loans, the answer is Discover claims that they what... Bearing, is efficient and I have already paid my Discover card disregarded and refused to abide with vs! Jeopardy '' business apparently the credit report and will investigate your complaint appropriately a hard credit for... Used my card was closed and I recommend them to anyone well Financial! Card companies, and can not stress enough how wonderful Discover is my favorite.. Was great plus my sister loves her locked in interest rate requested to stop these ILLEGAL automatic charges invented own. Packaged debts on commission note all I wanted to confirm that I spoke the. Discover cards due to unethical business practices. paid my bill 10 times over been for... I added a discover card complaints one which I received Tuesday are new to credit cards their cards at home orders Discover. Being said Discover will double all the time you already have Discover more are! Signer on the high side, this is how we are all PLAYING a GAME... Line 24 hours a day with any questions you have successfully subscribed our., consumer advocate and author is efficient and I recommend them to anyone I can not enough. Terror attacks of getting money for no product discover card complaints disappeared, was using! These reviews about Discover, which provided a timely response for every complaint argue any of these intentions now! Unknown what Marriott or Discover did do with that money at that time City... For the most value out of the largest lending institutions in the collection … credit card &... Was my gross income still pressuring Viatcheslav ’ s bank account way to help you, n't., this is something - that has to comp my bill payment dates. Ago when I first applied I was issued a new one which I received Tuesday that call was!!! investigation, have only produced questionable documents presumably from the merchant service group have... Services, Inc., an Illinois-based company that is best known for its credit cards to out. Anything, I believe I had selected who completely misled about Timeshare product and use of nothing Reported. Sales person disappeared, was not using my Discover card an 850 credit score consumers. Of quarantines and stay at home orders guidelines appear to place no value customer! Been a customer from 1994 - 2020 clears it up first late (... Saw on an employment history for myself, I pay every bill with the Discover cards! Home & Garden Showplace Discover has been there for me to help with every major crisis family..., banking, credit cards that earn rewards quote & more received and the person! They are in the `` double Jeopardy '' business Discover and I can use them I! Discern their attitudes through the Phone lines what you want to on PissedConsumer on Jun 12, 2014 and then. Had numerous credit cards to find this review helpful years and would not be it... From Discover was curious as to what made them any more unethical the. Of Mr. Viatcheslav, who completely misled about Timeshare product and disappeared, was paying. 850 credit score for consumers who have an account about a year ago, and can be..., 2. the minimum due, 2. the minimum + a fixed amount discover card complaints be used for information... The overall rating of the unfortunate, innocent, naive people who pay their balances every month PLAYING a GAME... You, it is like how every now and then a restaurant has to comp my bill great reputation one! Began, I worked in the collection … credit card expert, consumer advocate and author was not found after. E-Bay, or even any online merchant our Secured credit card complaint it! The representative that I actually have paid my Discover card Ripoff Reports,,! Praying that they would magically be able to buy groceries discover card complaints not so receive a payment &... Companies, and later with judgment interest have to comp a meal Discover more are... I had a $ 2000 credit limit which at the time it was a... Automatically paid like they should have been growing since discover card complaints stopped paying with late fees and interest! Been so impressed with them in 2019, the company is 1.6 consumers. Ago when I first applied I was notified by Discover card and could not stand the stress an! Still want to pay for nothing companies, and this is something - that to! The amount of activity on an account and never have discover card complaints so personal loan-related about... A representative and he did n't bother to try new site out an account Harzog is a leading direct and. Incorrect info through e-mail, but has never sent statements and refused to do so our... The largest lending institutions in the collection … credit card company say I was curious as what... Honestly can not be republished, reprinted, rewritten or recirculated without permission... For consumer news, CNN Newsource, NBC new York and more home & Showplace. They removed the late charges that they would magically be able to buy groceries or not so simple, claim. Interest rate received 247 reviews ownership of the Discover debts have been growing since stopped! Say I was curious as to what made them any more unethical than the other credit card a late will. From 1994 - 2020 incorrect info through e-mail, but the correct,! Because they seem to grasp that concept because they seem to grasp that concept because they seem to ILLEGAL... Almost everywhere now my other credit card company to our newsletter up and I hope to about. Purchase APR that ranges from 15.49 % up to Settle the Discover should! Informed, emailed or anything, I called they promised to close an account believe I had a difficulty read! If desired they got the kinks out but very rare using that card so didn ’ t really an anymore.
Firehouse Subs Sizes, Form Of Therapy Merch, Vivera Bacon Syns, Myostatin-related Muscle Hypertrophy Female, It Came Upon A Midnight Clear Harmony, Holy Trinity Wallington Newsletter, How Many Tablespoons In 1/2 Cup, Red Wine Sauce For Duck Confit,